Cash Flow
Shows estimated monthly cash remaining after modeled operating expenses and mortgage principal and interest.
Elite Investor Tools
Rental Property Calculator
Model monthly cash flow, cap rate, cash-on-cash return, DSCR, cash invested, and rent-to-price before you move into a financing conversation.
Use this as a screening tool, then validate the assumptions.
Rent, taxes, insurance, vacancy, operating expenses, and financing terms can materially change the result.
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Property, Financing & Income
Enter the deal assumptions you know today. You can adjust them live to stress-test the investment.
Current Market Rent Assist
Use a ZIP-level bedroom benchmark to prefill monthly rent, then adjust it using property-specific comps.
Market data is a screening benchmark, not a property-specific appraisal or rent comp.
Source: manual / verified comps
Investment Results
These metrics update instantly as the assumptions change.
Monthly Cash Flow
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Cap Rate
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Cash-on-Cash
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DSCR
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Annual NOI
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Mortgage P&I
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Cash Invested
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Rent-to-Price
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Deal Status
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Monthly Operating Statement
Cap Rate
Compares annualized net operating income with purchase price before debt service.
Cash-on-Cash
Compares annual modeled cash flow with the cash invested in down payment, closing costs, and initial repairs.
DSCR
Compares net operating income with modeled mortgage principal and interest. Actual lender calculations may differ.
Rent-to-Price
A quick screening ratio that compares scheduled monthly rent with purchase price; it is not a substitute for full underwriting.
Stress Test
Try higher vacancy, management, reserves, insurance, taxes, or interest rates to see how resilient the property remains.
This calculator is an estimating and scenario-planning tool. Actual rents, expenses, financing terms, taxes, insurance, vacancies, repairs, lender calculations, and property performance will vary. Results are not an appraisal, approval, commitment to lend, investment recommendation, or guarantee of return.
Does the rental scenario look worth pursuing?
Carry the key numbers into Elite’s deal-submission form and discuss financing options without starting the analysis over.